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Universal Credit

Verified

Monthly payment to help with living costs if you are on a low income or out of work.

Browse Benefits & Cost of Living
National
Free
National
Urgent Help
Self-refer

If money is tight, checking benefit eligibility can be an important step toward more stability.

About this service

Universal Credit is a UK government benefit designed to simplify the financial support system by replacing six older benefits with a single, streamlined monthly payment. This service is specifically aimed at individuals and families who are on a low income, out of work, or unable to work due to various circumstances, such as illness or disability. Universal Credit assists with essential living costs, including rent and bills, helping recipients maintain a reasonable standard of living. By consolidating multiple benefits, it provides a more accessible and straightforward way for those in need to receive the financial support necessary for stability and security.

How they can help you

It provides monthly financial support to help with everyday living costs and can include extra elements depending on your circumstances.

What to expect

You can expect guidance on eligibility, claiming and how payments work.

What to bring

You may need ID, bank details, housing costs, income details and information about your circumstances when applying.

Who it's for

People on a low income, out of work or unable to work in the UK.

Eligibility

Eligibility depends on age, income, savings, work status and immigration status.

Getting support

Eligibility
Eligibility depends on age, income, savings, work status and immigration status.
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Available online anytime.
Referral requirements
You can contact this service directly without a referral.

Contact

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Available online anytime.

Trust and updates

Verification status: Verified

Last updated: July 30, 2026

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Cost

Free to apply