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Pension Credit

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Extra money to help with living costs if you are over State Pension age and on a low income.

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Self-refer

Many people miss out on Pension Credit, so it can be worth checking even if you are unsure.

About this service

Pension Credit is a vital UK government benefit designed to provide additional financial support to individuals who are over the State Pension age and are living on a low income. This benefit can significantly enhance your monthly income, helping cover essential living costs such as food, bills, and housing. By qualifying for Pension Credit, you may also gain access to other valuable resources and benefits, including housing assistance and council tax reductions. This support aims to alleviate financial stress for elderly individuals and ensure a more comfortable and secure retirement.

How they can help you

It tops up income for eligible older people and may help unlock access to extra financial support.

What to expect

You can expect details about eligibility, how much you may get and how to claim.

What to bring

You may need National Insurance details, income information, savings and housing information when applying.

Who it's for

People over State Pension age on a low income.

Eligibility

Eligibility depends on age, income, savings and household circumstances.

Getting support

Eligibility
Eligibility depends on age, income, savings and household circumstances.
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Available online anytime.
Referral requirements
You can contact this service directly without a referral.

Contact

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Available online anytime.

Trust and updates

Verification status: Verified

Last updated: July 30, 2026

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Cost

Free to apply