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StepChange Debt Advice

Verified

Free expert debt advice and tailored debt solutions available across the UK.

Browse Money & Debt
Free
National
Self-refer

StepChange is a non-profit charity; their advice is free and impartial.

About this service

StepChange is a national debt charity offering free, impartial debt advice to people across the UK. The service helps you understand your financial situation, review your budget and explore the debt solutions that may fit your circumstances, including repayment plans and other formal or informal options. For many people, it can feel easier to start with a trusted national service that deals with debt every day. Support is designed to be practical, confidential and free to access.

How they can help you

StepChange helps people review debts, understand their options and build a realistic plan to deal with money worries.

What to expect

You can use their online tool or call them; an adviser will review your budget and recommend the best way to deal with your debts.

What to bring

Details of your income, essential spending, and all debts (statements or letters).

Who it's for

Anyone in the UK struggling with debt or money worries.

Eligibility

Available to anyone living in the UK with debt problems.

Getting support

Eligibility
Available to anyone living in the UK with debt problems.
services.opening_hours
Monday to Friday 8am-8pm, Saturday 9am-2pm
Referral requirements
You can contact this service directly without a referral.

Trust and updates

Verification status: Verified

Last verified: July 1, 2026

Last updated: July 30, 2026

Report a Problem With This Listing

If any details look wrong or out of date, you can let the OneRoof team know here. Your report will go into an admin review queue and will not change the listing automatically.

Cost

Free