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PayPlan

Verified

Free debt advice and repayment support available online and by phone across the UK.

Browse Money & Debt
Free
National
Self-refer

You are not the only person dealing with debt, and getting clear advice can make the situation feel more manageable much sooner.

About this service

PayPlan offers free debt advice and support to help people understand their options and move towards a more manageable financial situation. You can get help online or by phone, talk through what you owe, and explore solutions such as affordable repayment plans. For people who feel embarrassed, stressed or stuck, it can be easier to start with a national service that is set up to handle debt worries every day. Support is designed to be straightforward, practical and confidential.

How they can help you

PayPlan helps people review debts, understand available options and set up realistic plans for dealing with repayments.

What to expect

You can expect a review of your situation, an explanation of your options and support to choose a way forward that feels realistic.

What to bring

It helps to have information about your income, bills, household spending and debts before you start.

Who it's for

Anyone in the UK who needs free debt advice or help understanding their repayment options.

Eligibility

Open to people looking for debt advice and support.

Getting support

Eligibility
Open to people looking for debt advice and support.
Referral requirements
You can contact this service directly without a referral.

Trust and updates

Verification status: Verified

Last verified: July 1, 2026

Last updated: July 30, 2026

Report a Problem With This Listing

If any details look wrong or out of date, you can let the OneRoof team know here. Your report will go into an admin review queue and will not change the listing automatically.

Cost

Free